Terms and Conditions

Welcome to Collateral Finance. These Terms and Conditions (“Terms”) govern your use of our website (the “Site”), which is designed for visitors who access our content through search engines, social media, or other public channels. By accessing or using our Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.

1. Acceptance of Terms

By using the Site, you confirm that you have read, understood, and agree to be bound by these Terms and any additional terms, conditions, or policies referenced herein. These Terms apply to all visitors and users, regardless of whether you access the Site for personal, educational, or professional purposes. As the Site is for visitor use only, no membership registration is required, and no personal accounts are maintained by Collateral Finance.

2. Use of the Website

2.1 Permitted Use

Collateral Finance provides content and information related to secured finance, trade finance, and collateral securities for informational and educational purposes only. You are granted a limited, non-exclusive, non-transferable license to access and use the Site solely for your personal, non-commercial use, subject to these Terms.

2.2 Prohibited Activities

When using the Site, you agree not to:

  • Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from the Site.
  • Use the Site for any unlawful purpose or in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site.
  • Attempt to gain unauthorised access to any portion or feature of the Site, or any systems or networks connected to the Site.
  • Engage in any activity that could be interpreted as spamming, hacking, or attempting to disrupt the normal operation of the Site.

2.3 Access and Availability

We strive to ensure that the Site is available 24 hours a day, seven days a week. However, Collateral Finance does not guarantee continuous, uninterrupted access to the Site. We reserve the right to temporarily suspend or permanently terminate access to the Site without notice, for any reason, including but not limited to maintenance, upgrades, or unforeseen technical issues.

3. Intellectual Property

3.1 Ownership

All content provided on Collateral Finance, including text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is the property of Collateral Finance or its content suppliers and is protected by international copyright and trademark laws.

3.2 Use of Content

You may view, download, and print content from the Site for your personal use only, provided that you do not modify the content in any way or remove any proprietary notices contained in the materials. Any other use of the materials is strictly prohibited without the prior written permission of Collateral Finance.

3.3 Trademarks

The trademarks, logos, and service marks (collectively “Trademarks”) displayed on the Site are the property of Collateral Finance or other third parties. You are not permitted to use these Trademarks without the prior written consent of the respective owner.

4. Third-Party Content and Links

4.1 External Links

The Site may contain links to third-party websites or services that are not owned or controlled by Collateral Finance. These links are provided solely for your convenience and informational purposes. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

4.2 Third-Party Content

Content on the Site may include material provided by third parties. Such content is not under the control of Collateral Finance and does not necessarily reflect our opinions or values. By using the Site, you acknowledge and agree that Collateral Finance is not responsible or liable for any content, advertising, products, or other materials on or available from such third-party sites or services.

5. Disclaimer of Warranties

The information provided on Collateral Finance is for general informational and educational purposes only. Although we strive to present accurate and up-to-date content, the nature of finance topics means that some information may become outdated or contain errors. The Site is provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement.

Collateral Finance does not guarantee the accuracy, completeness, or reliability of any information on the Site. You are solely responsible for verifying any information before relying on it. Your use of the Site is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Collateral Finance and its affiliates, officers, agents, or employees shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, or any other damages of any kind, including but not limited to loss of profits, revenue, or data, arising out of or in connection with your use or inability to use the Site, whether based on warranty, contract, tort, or any other legal theory, even if advised of the possibility of such damages.

Collateral Finance does not guarantee that the Site will be free of viruses or other harmful components, and you are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and other safeguards.

Read our full disclaimer here.

7. Indemnification

You agree to indemnify, defend, and hold harmless Collateral Finance, its affiliates, licensors, and service providers, as well as their respective officers, directors, employees, and agents, from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.

8. Modifications to the Terms

Collateral Finance reserves the right, at our sole discretion, to modify or replace these Terms at any time. We will attempt to notify you of any changes by updating the Terms on this page. It is your responsibility to review these Terms periodically to stay informed about any modifications. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

9. Jurisdiction and Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Collateral Finance operates, without regard to its conflict of law provisions. By using the Site, you agree that any dispute arising out of or related to these Terms or your use of the Site will be resolved exclusively in the appropriate courts within that jurisdiction.

If any provision of these Terms is found to be invalid or unenforceable under any applicable law, such invalidity or unenforceability shall not affect the remaining provisions of these Terms, which will continue in full force and effect.

These Terms constitute the entire agreement between you and Collateral Finance regarding your use of the Site and supersede any prior agreements or understandings, whether written or oral, regarding such subject matter.

10. Contact Information

If you have any questions or concerns about these Terms or your use of the Site, please feel free to contact us: [email protected]. We welcome your feedback and are committed to addressing any issues that may arise.