Security Agreement under UCC Article 9: A Statutory Analysis
A security agreement under Article 9 of the UCC creates an enforceable security interest through debtor authentication, clear collateral description, …
Category: Secured Transactions
What Is A Lien (Consensual vs Non-Consensual Lien)?
A lien (consensual lien) grants creditors a security interest in debtor property through consent, whereas non-consensual liens, arising automatically …
The Pledge Agreement in Secured Transactions
The pledge agreement is a secured transaction where a debtor transfers possession—not title—of personal property to a creditor as collateral, enfo…
Filing a UCC-1 Financing Statement in Secured Transactions (Notice Filing)
A detailed statutory analysis of the UCC-1 Financing Statement, outlining filing requirements, common pitfalls, and best practices under U.S. secured …
Possessory and Non-Possessory Security Interests in Secured Transactions
Explore the statutory distinctions between possessory and non-possessory security interests under UCC Article 9, including methods of attachment, perf…
Chattel Mortgage Agreements Under the Bills of Sale Act 1878 and the Amendment Act 1882
Chattel mortgages under the Bills of Sale Acts (1878 and 1882) strictly mandated registration, transparency, and standardisation of agreements. Courts…
The Floating Lien under U.S. Secured Transactions Law and UCC Article 9
A critical analysis of the floating lien focusing on UCC Article 9, including statutory provisions, after-acquired property clauses, future advances, …
Retention of Title (Romalpa Clause) in Secured Transactions under UCC Article 9
This post explores the role of Retention of Title (Romalpa clauses) in secured transactions under UCC Article 9, detailing how U.S. law treats these c…
Enforcing Security Interests in Collateral Under UCC Article 9, Ontario PPSA and Australia PPSA
Enforcing security interests in collateral under UCC Article 9, Ontario PPSA, and Australian PPSA, highlighting creditors' remedies, debtor protection…
Priority Rules in Secured Transactions under UCC Article 9, Ontario PPSA and Australia PPSA
A detailed analysis of priority rules in secured transactions under UCC Article 9, Ontario PPSA, and Australian PPSA, highlighting key similarities, n…