Category: Credit Finance

Understand promissory notes under US law (UCC Articles 3 & 9) and common law Bills of Exchange Act 1882, focusing on their crucial roles in credit fin…

Learn the key differences between negotiable vs non-negotiable instruments under UCC Article 3, including transferability, legal enforcement, and secu…

Explore the essential distinctions between real property vs personal property under English common law, including definitions, legal characteristics, …

Wondering if deferred student loans affect debt-to-income ratio? Learn how mortgages and major loans evaluate deferred student debt, and discover how …

Are student loans considered consumer debt? Uncover how student loans in the US and UK are classified with legal provisions and credit reporting impli…