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How to Perfect a Security Interest and Consequences of Perfection vs Non-Perfection for Secured Creditors and Debtors - secured transactions law - PPSA - UCC Article 9

How to Perfect a Security Interest and Consequences of Perfection vs Non-Perfection for Secured Creditors (UCC Article 9 and PPSA’s)

This article analyses how to perfect a security interest and consequences of perfection vs non-perfection under UCC Article 9, highlighting critical d…

CollateralFinance 9 March 2025

UCC Article 9-109: Scope and Application (Secured Transactions) - secured finance - uniform commercial code

UCC Article 9-109 Analysis and Commentary: Scope and Application under Article 9 Secured Transactions

This authoritative analysis provides clarity on UCC Article 9-109, outlining its scope and the types of secured transactions covered, exclusions, and …

CollateralFinance 8 March 2025

UCC Article 9-108: Sufficiency of Description of collateral - secured transactions law - uniform commercial code

UCC Article 9-108 Analysis and Commentary: Sufficiency of Description (of Collateral)

Explore UCC Article 9-108, which sets standards for describing collateral in secured transactions. Learn how it ensures clarity, flexibility, and prot…

CollateralFinance 8 March 2025

UCC Article 9-107 Control of Letter of Credit Right - secured transactions law - uniform commercial code

UCC Article 9-107 Analysis and Commentary: Control of Letter of Credit Right

UCC Article 9-107 establishes that a secured party gains control over letter of credit rights when the issuer or nominated person explicitly consents …

CollateralFinance 8 March 2025

UCC Article 9-106: Control of Investment Property - - secured transactions law - uniform commercial code

UCC Article 9-106 Analysis and Commentary: Control of Investment Property

Explore UCC Article 9-106, which defines "control" of investment property in secured transactions law. This authoritative analysis clarifies the scope…

CollateralFinance 7 March 2025

UCC Article 9-105: Control of Electronic Chattel Paper - secured transactions uniform commercial code

UCC Article 9-105 Analysis and Commentary: Control of Electronic Chattel Paper

This authoritative analysis of UCC Article 9-105 clearly explains the criteria for establishing control of electronic chattel paper, detailing key def…

CollateralFinance 7 March 2025

Do Deferred Student Loans Affect Debt-to-Income Ratio?

Wondering if deferred student loans affect debt-to-income ratio? Learn how mortgages and major loans evaluate deferred student debt, and discover how …

CollateralFinance 7 March 2025

Are Student Loans Considered Consumer Debt?

Are student loans considered consumer debt? Uncover how student loans in the US and UK are classified with legal provisions and credit reporting impli…

CollateralFinance 6 March 2025

UCC Article 9-104 Comments: Control of Deposit Accounts - secured transactions law - secured credit

UCC Article 9-104 Analysis and Commentary: Control of Deposit Accounts

1. Introduction: UCC Article 9-104 UCC Article 9-104 sets forth clear provisions regarding control over deposit accounts in the realm of secured transactions. This section,…

CollateralFinance 5 March 2025

UCC Article 9‑103 Comments: Purchase Money Security Interests, Application of Payments and Burden of Establishing a Security Interest 1

UCC Article 9‑103 Analysis and Commentary: Purchase Money Security Interests, Application of Payments and Burden of Establishing a Security Interest

Study the provisions of UCC Article 9‑103 governing purchase money security interests. This detailed analysis explains the definition of PMSIs, stri…

CollateralFinance 5 March 2025